WORKSPACE

Tax Planning

Five tax planning tools covering projection, loss harvesting, Roth conversions, asset location, and charitable giving — all client-ready.

Tax Projector

Full-year liability estimate

Project federal income tax, capital gains, NIIT, and AMT with live bracket breakdown. Updates in real time as you adjust inputs.

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TLH Scanner

Tax-loss harvesting opportunities

Scan portfolio positions for unrealized losses. Flags wash-sale risk, estimates tax savings, and suggests replacement securities.

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Roth Conversion

Bracket-fill optimizer

Model multi-year Roth conversion ladders. Shows tax cost now vs. future RMD savings and break-even year.

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Asset Location

Tax-efficiency optimizer

See which asset classes belong in taxable, tax-deferred, or Roth accounts to minimize lifetime tax drag.

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Charitable Giving

Vehicle comparator

Compare DAF, QCD, direct stock donation, CRT, and private foundation side-by-side. See after-tax cost and charity amount for each.

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AI-assisted — verify before client delivery. All projections use 2025 federal tax brackets and rates. State tax estimates use simplified flat rates. Consult a CPA for complex situations involving AMT, UBTI, or multi-state filing.